Stop guessing. Start with a plan.

Understand what’s happening with your credit, what actually needs your attention, and what to do next—with personalized guidance built around you.

Get Your Mend Action Plan™

Welcome to Mend

Credit advice is everywhere. Knowing what applies to you is the hard part.

You don’t need another list of generic credit tips. You need to understand what’s happening in your credit profile, what deserves your attention first, and what makes sense for the goals you’re working toward.

That’s why Mend starts with understanding your situation before recommending a solution.

Start Here

The Mend Action Plan™

Before you start disputing, applying, paying things off, or following random credit advice, you need to know what’s actually happening in your credit profile.

The Mend Action Plan™ is a personalized review of your credit and financial goals designed to give you clarity on where you stand, what deserves your attention, and what to do next.

Your personalized plan includes:

A clear breakdown of your current credit profile

The areas that deserve your attention first

Personalized recommendations based on your goals

Actionable next steps

Guidance on whether DIY, credit repair, or another strategy makes sense for you

Your personalized plan is delivered as a professionally designed PDF within two business days after all required information has been received.

Get Your Mend Action Plan™

How It Works

A clearer path starts here.

Four simple steps. No guessing about what happens next.

One

Get your Mend Action Plan™

Purchase your personalized Action Plan to begin the process.

TWO

Tell us about you

Complete the Mend Discovery Form™ and enroll in Credit Hero Score through our link, so we can access the current credit information needed for your review.

Three

Receive your personalized plan

Amanda personally reviews your information and creates your customized Mend Action Plan™, delivered within two business days once everything required has been received.

Four

Choose what comes next

Follow your plan on your own or explore additional support based on what’s actually appropriate for your situation.

Credit Hero Score is an independent third-party service, not provided by Mend Financial Services. Enrollment through our link is required so we can access the credit information needed to complete your Mend Action Plan™. Enrollment begins with a $1 trial fee and continues at $19.95 per month unless cancelled. Mend Financial Services may receive compensation if you enroll through our link.

Get Your Mend Action Plan™

Other Ways Mend Can Help

Support for whatever comes next.

Your Action Plan may be the beginning—but it doesn't mean every client needs the same solution.

Credit Repair

For clients who need hands-on support addressing inaccurate, questionable, or unverifiable information on their credit reports. Service options are available monthly or as a one-time payment covering six months.

Credit Monitoring

See your credit improvement as it happens. Ongoing access to your credit profile so you can watch your progress, catch changes early, and stay informed at every step.

DIY Credit Resources

Prefer to do the work yourself? Access tools, education, and guided resources designed to help you take action with more confidence.

Credit Education

Learn how credit works so you can make better financial decisions and understand how to maintain the progress you make.

Meet Amanda

I started Mend because I know what It's like not to understand credit.

My own credit journey started with the same questions many people have: Why am I being denied? What am I supposed to fix? And where do I even start?

Learning how credit works changed the way I made financial decisions and eventually became the foundation for Mend—helping people understand where they stand and what makes sense to do next.

Read Amanda’s Story

Personalized

Recommendations based on your actual credit profile and goals.

Educational

We explain what we find in plain language so you understand the why behind your next steps.

Actionable

You leave knowing what deserves your attention and what to do next.

CLIENT EXPERIENCES

What clients are saying

See what clients have shared about their experience working with Mend.

"VERY COMPASSIONATE WITH HELPING OTHERS! The best with customer service! I highly recommend!"

Pamela Smith

"Mend your credit, is such an asset to my personal life as well as my business. She has helped me and my husband check our personal and business credit. I highly recommend her and her company, she will get you together."

Leni Kei Photography

Testimonials reflect the individual experiences of real clients. Results vary based on individual credit profiles and circumstances. Past results do not guarantee future outcomes, and no specific outcome is promised or implied.